Testlio: How dLocal Optimizes APMs Across Complex Global Markets

Alternative payment methods (APMs) are no longer a competitive edge but a baseline expectation. Buyers across every major growth market expect to pay however they want, and they expect the experience to be seamless. When it is not, they don’t complain…they just leave.

The problem, however, is that most teams set up APMs and then move on until something goes horribly wrong. And since APMs, by nature, involve multi-step processes, complex integrations, and market-specific customer behavior, something eventually does. As a result, quiet drop-offs and incomplete purchases start to stack up, hurting conversion rates, revenue, and, most importantly, customer trust.

It’s why dLocal emphasizes continuous APM optimization as non-negotiable for the global merchants and PSPs (payment service providers) they work with. By pairing real-time transaction signals with user research and scalable in-market testing, they've helped several brands close the gap between APM setup and reliable long-term performance.

On May 20, 2026, Testlio's VP of EMEA & APAC, Tom Chmielewski, will join dLocal's Lead Product Manager, Renato Pereira, to discuss how his team optimizes APMs in markets where payment infrastructure is complex, buyer behavior varies dramatically, and the standard playbook does not apply.