How to Engage AI for Calculating Credit Scoring?
Across the globe, 1.5 billion people remain unbanked, without access to even the most basic financial services. For the rest, fewer than 50% of the banked population qualify for formal credit, limiting both financial inclusion and lending growth. In an era where traditional credit models struggle to assess evolving financial behaviors, AI credit scoring is emerging as a strategic differentiator for banks and fintechs alike.