Escaping the Integration Tax: Why Your Partners Are Stuck in Limbo (and How to Onboard in Days, Not Months)
In a high-interest-rate environment, the most expensive asset a bank can hold is a signed partner contract that isn’t generating transaction revenue. For many regional banks, the 4–6 month gap between “contract signed” and “first transaction” is driven by manual compliance reviews, fragmented security processes, and custom integration work that delays go-live. We call this the “Integration Tax.”