Agentic AI in Banking: How Autonomous AI Is Changing Financial Services
Quick answer: Agentic AI in banking refers to AI systems that don’t just generate text or answer questions – they take a goal, break it into steps, use tools and data sources, make decisions, and complete multi-step workflows (like investigating a fraud case or processing a KYC file) with minimal human intervention, looping in a person only for genuine judgment calls. Walk into any banking technology conference in 2026, and you’ll notice the conversation has quietly shifted.